
Stock Market Commentary August 2025
With the passage of the new federal tax bill — dubbed the “One Big, Beautiful Bill” — there are some significant tax and financial changes on the way. This legislation makes permanent or expands many of the provisions originally introduced under the 2017 Tax Cuts and...

Tax Benefits for Parents in the Big, Beautiful Bill
On Independence Day 2025, President Trump signed the Big, Beautiful Bill into law. This blog, among other content, will be used to help relay some of the important changes to our clients. This post will highlight some of the benefits that are geared towards parents...

2025 Tax Updates: Key Provisions from the Big, Beautiful Bill
On July 4, 2025, President Trump signed into law the Big Beautiful Bill, a comprehensive legislative package introducing significant changes to the federal tax code. This legislation marks a new phase in national fiscal policy, with implications for income deductions,...

How to Budget and Plan for a Family Vacation: 5 Practical Steps
We believe summer is the perfect time to make memories, take a break from the daily grind, and enjoy quality time with your loved ones. But without the right planning, a family vacation can become more stressful than relaxing. In this post, we break down a simple,...

Stock Market Commentary July 2025
During the weekend of June 22nd, 2025, the United States became involved in the Iran-Israel conflict by deploying over 125 aircraft, including seven B-2 Stealth bombers, to strike select nuclear sites in Iran using “bunker buster” munitions (ABC News). This event,...

Understanding Life Insurance: Group Offers Access, Term Secures Time, Permanent Builds Value
There are plenty of different types of life insurance that may be available to you, so how do you know which is the most suitable? This blog will break down what we believe are the most common types of life insurance policies. As always, everyone has a unique...

Financial Independence, Retire Early- Exploring a Rising Trend in Retirement Planning
We have seen the FIRE movement become a more popular goal among our clients, and we have also seen it posted online more in recent years. Due to the rising popularity we have seen, we felt it would make for an interesting blog topic for those unfamiliar with it. FIRE...

Stock Market Commentary June 2025
Over the past few weeks, the tariff negotiations have been a rollercoaster ride at best. Regarding Europe, on May 25th, the administration extended the deadline from June 1st until July 9th before a 50% tariff went into effect for European Union members (Reuters – EU...

Strategic Roth Conversions: What Retirees Need to Know to Minimize Tax Impact
The process of Roth conversions is a very popular topic when we are speaking with clients. We have seen that a common goal among our client base is to pay as little as possible in taxes to the federal government throughout their retirement. Performing a Roth...

What Impacts Your Credit Score and How to Improve It Over Time
In our experience, a credit score can be the first step an individual may take down the path of financial planning. A strong credit score can be an early financial goal when applying for a loan, whether it is applying for a credit card, student loans, or possibly a...

Stock Market Commentary May 2025
In February, after the administration announced Tariffs on China, Mexico, and Canada, many US business owners decided to front-end load import purchases to potentially avoid Tariffs. This helped cause GDP to be negative in the first quarter at -0.3% since Imports are...

Are Youth Sports Worth the Investment? A Financial Perspective for Families
As parents, we can understand the importance of supporting our children’s goals and encouraging them to explore their interests and pursue their dreams. However, as financial advisors, we also understand that sometimes there needs to be a limit to what is allowed. We...

Understanding What Constitutes a Market Correction
With the recent volatility in the stock market, we wanted to address what it means for the market to be "in a correction." A Correction in the Stock Market is when a drop or reversal of 10% occurs from the recent peak. This is a relevant topic because the S&P 500,...

How Mortgage Interest Rates Are Impacting the Housing Market and Mortgage Affordability
In a recent blog post, we discussed how the Federal Reserve is using monetary policy tools to address inflation in the United States. One key approach has been raising interest rates to slow economic activity, which can help reduce demand for goods and services. In...

Evaluating the Opportunity Cost of Moving to Cash During Market Volatility
The markets have been experiencing an increased amount of volatility as we enter the second quarter of 2025. The current catalyst is President Trump’s latest tariff announcement and the possibility for reciprocal tariffs from our trade partners. If you're curious...
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