After Tariff Anxiety in October, Will November Continue the Rally? In both September and October, the S&P 500 saw some minor drops, but when the dust settled, it wasn’t a particularly scary time (source).   Fed Cuts Rates Again Amid Shutdown Delays The...

You’ve done the hard part: you’re saving, you’re investing, and you’re building wealth. But there’s a sneaky, often overlooked cost in your portfolio that quietly eats away at your returns year after year. It’s called the expense ratio, and understanding it is one of...

We previously discussed the difference between Fundamental and Technical analysis in our blog post on Fundamental Analysis. This blog will focus on a specific subset of analysis – overbought vs oversold. In general, the idea is that the market may go through cyclical...

In our last update, we mentioned that we have financial planning software that helps us determine how much you should potentially convert from IRA to Roth IRA accounts each year. If you’re interested in converting an IRA to a Roth IRA, now is a good time to get the...

Hello, and welcome to Summit Financial Consulting’s refreshed and relaunched blog. There will be plenty of market insight and useful information to be found here in the coming days and weeks, but with this post, we would like to re-introduce ourselves.

A common concern among our clients, both young and old, is whether the Social Security Fund will ever run out of money. And if so, what will happen to the benefits that Americans are currently receiving or expect to receive at retirement? With the current forecasts,...

There are a lot of factors to consider when an employee is separated from employment or if they are planning to change jobs. One of those factors is health insurance coverage for themselves and their family members. We've previously covered the basics in this article,...

Engineers, despite their high earning potential and analytical skills, may be unsure how to effectively invest their hard-earned savings. Many individuals may fall into financial traps, such as overconcentration in employer stock, delaying investment decisions due to...

On August 22nd, 2025, Federal Reserve Chairman Jerome Powell addressed the annual Jackson Hole Economic Symposium. During his remarks, he noted that the Federal Reserve is considering a reduction in interest rates during its next meeting on September 17 due to...

Parents often want to give their kids a financial head start but which type of account is best? We review non-qualified accounts, custodial accounts, 529 plans, and new tax-advantaged options. When we have a client who is set up for a successful retirement, we often...

Whether you are a college student or a career changer, it can be a very difficult decision when choosing what field you want to pursue and work in for potentially the next 30+ years. We believe your career choice is one of the most significant factors that influence...

With the passage of the new federal tax bill — dubbed the “One Big, Beautiful Bill” — there are some significant tax and financial changes on the way. This legislation makes permanent or expands many of the provisions originally introduced under the 2017 Tax Cuts and...

On Independence Day 2025, President Trump signed the Big, Beautiful Bill into law. This blog, among other content, will be used to help relay some of the important changes to our clients. This post will highlight some of the benefits that are geared towards parents...

On July 4, 2025, President Trump signed into law the Big Beautiful Bill, a comprehensive legislative package introducing significant changes to the federal tax code. This legislation marks a new phase in national fiscal policy, with implications for income deductions,...

We believe summer is the perfect time to make memories, take a break from the daily grind, and enjoy quality time with your loved ones. But without the right planning, a family vacation can become more stressful than relaxing. In this post, we break down a simple,...