Comprehensive Financial Servicesfor Southeast Michigan
Summit Financial Consulting, LLC provides comprehensive financial planning and investment management, with tax services offered through Summit Tax Services, health insurance available through Summit Health Services, LLC, and insurance services offered by independent agents, all conveniently offered under one roof.
Working With People You Trust
For over two decades, Summit Financial Consulting, LLC partners with retirees and pre-retirees throughout Southeast Michigan to provide financial planning and advisory services tailored to their needs. We provide comprehensive retirement and investment planning, Social Security Maximization reports, tax efficient withdrawal strategies, and legacy preservation. Through Summit Health Services, LLC, we can provide insurance solutions while shopping the market for individual coverage, dental, vision, and prescription drug.
Fiduciary Standard
As fiduciaries, we are legally bound to act in your best interests, ensuring unbiased advice for your retirement security.
Local Experience
Serving Southeast Michigan from Sterling Heights and Shelby to Troy, Rochester, Macomb, and Birmingham, our local experience and community roots helps us to better understand the unique needs of local retirees and pre-retirees.
Financial Peace of Mind
Helping Michigan families successfully transition into retirement with confidence.
Comprehensive Planning
From investment management to health insurance solutions, we coordinate every aspect of your retirement strategy under one roof.
The Summit Absolutes
Three unwavering principles that define everything we do and how we serve our clients.
Registered Investment Advisory Firm
As a registered investment advisory firm with fiduciary responsibility, we are legally and ethically bound to act in your best interests at all times. Every recommendation we make is based solely on what's right for you, not what generates commissions or meets sales quotas.
Financial Plan
Every client receives a comprehensive, personalized financial plan. We believe that successful retirement requires careful planning, not product sales. Your custom roadmap addresses every aspect of your financial future.
Referrals
A significant portion of our growth comes from satisfied clients who refer their family and friends. We earn these referrals by delivering personalized service and building a practice based on trust.
These absolutes aren't just words on a page - they're the foundation of every client relationship we build. When you work with Summit Financial Consulting, LLC, you're not just getting an advisor; you're gaining a partner who will guide you through every financial decision with expertise, integrity, and genuine care for your success.
We are an independent, private, family-owned investment advisory firm and customer service is our #1 priority.
Our focus is on what is best for our clients, not what is best for our compensation. A lot of people don't realize how much discretion investment advisers have when it comes to their compensation.
No member of our team has ever had a mediation, arbitration, or lawsuit with the Securities and Exchange Commission, FINRA, the State of Michigan, or any broker dealer. This clean record reflects our commitment to ethical practices and putting our clients' interests first.
Experience the Summit difference - where your financial goals become our mission.
Our Proven Process
Discovery & Analysis
We begin with a comprehensive review of your current financial situation, retirement goals, and risk tolerance. This includes analyzing your 401(k), IRA, pensions, Social Security, and any other retirement assets.
Strategy Development
Based on your unique needs, we develop a customized retirement strategy that addresses income planning, tax minimization (through Summit Tax Services), healthcare costs, and estate preservation while maintaining flexibility for life's changes.
Implementation & Monitoring
We execute your personalized plan and provide ongoing monitoring and adjustments. Regular reviews ensure your retirement strategy evolves with market conditions, tax law changes, and your life circumstances.
Your Retirement Deserves Professional Guidance
Whether you're already retired or planning for retirement in the next 5-10 years, our team, which includes CERTIFIED FINANCIAL PLANNER™ professionals, will create a personalized roadmap to help you maximize your Social Security benefits, minimize taxes, and protect your nest egg from market volatility.
Social Security
Maximize your Social Security benefits with strategic claiming strategies and optimization techniques designed for your unique situation
Retirement Planning
Secure your future with comprehensive retirement strategies tailored to your goals
Investment Planning
Build wealth through intelligent portfolio management and strategic asset allocation
Estate Planning
Protect your legacy and ensure your wishes are carried out for generations to come