We believe families are becoming increasingly focused on the need to teach their children about smart money habits. Personal Finance is rarely offered as a high school course, so many individuals enter adulthood without any formal guidance on how to manage their personal finances. We are starting to see more high schools that are offering
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In many areas, the year 2021 provided both challenges and opportunities. In our market year-end review, we will highlight some noteworthy developments in the markets and the economy, as well as provide an outlook on what we anticipate for 2022. Interest Rates – Interest rates fell very low in 2020, so they didn’t have much
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The draft of the Build Back Better (BBB) bill approved by the House on November 19th has many potential benefits to the middle class, but it also creates tax laws that affect 401K, IRA, and Roth IRA, investors. It has not been approved by the Senate or signed by President Biden yet. -The Build Back
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Do you believe in Christmas miracles? The stock market seems to believe based on the seasonal trend at the turn of the new year. This seasonal event is referred to as the Santa Claus Rally. This term refers to the positive stock market performance observed after the holiday season and during the turn of the
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You may have heard of the phrase “Emergency Fund” before, but perhaps you don’t know specifically what it meant. This blog will highlight exactly what an emergency fund is, how to create one, and why we believe COVID-19 stressed the importance of being prepared. An Emergency Fund is used as preparation for large, unexpected expenses.
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