Investment Planning Services

What is your investment risk score? We tailor-fit each client’s investment portfolio allocation using sophisticated technology that allows us to decipher your true tangible level of risk. Investments are already stressful in nature, but allocating improperly can make it much more difficult. We use the tools available to ensure our clients are invested appropriately and at a level of risk that allows them to sleep comfortably at night.

As independents, we’re not handcuffed to any investment companies and are able to utilize whichever investments we feel will benefit our clients the most. This allows us to be more nimble in our portfolio management and buy and sell when we feel the time is right, not when an investment company says we are allowed to. We are a large enough firm to have access to a broad universe of investment options, and we continue to analyze the investments available. We compare past performance, internal expenses, market correlation, etc., when comparing potential investments. We are independent so we perform our own analysis rather than relying on the guidance of a parent-company.

We Review Our Investments Daily

We review all of our investment portfolios and investment holdings on a daily basis. We subscribe to the best independent research, in our eyes, that is available today. Using our independent research, we have created and followed a dedicated investment research process that helps us decide which investments are in or out of favor and make changes accordingly.

Because we have no upfront commissions, back-end commissions, transaction fees, or short-term redemption fees through our custodian, TD Ameritrade, all of our investment moves are made in our client’s best interest.

We review each investment’s performance track record, and we pay extra special attention to performance during down periods in the market. How did it perform in the dot-com bubble, the financial crisis, or the Coronavirus crash?  Most importantly, we want to make certain it is positioned to do well moving forward given the current market climate and what our independent research tells us. We compare our independent research and our current holdings every day to see if any buy or sell transactions are prudent.

Get your free Investment Risk Score!