Managing Your Investments

As independents we’re not handcuffed to any investment companies and are able to utilize whichever investments we feel will benefit our clients the most. This allows us to be more nimble in our portfolio management and buy and sell when we feel the time is right, not when an investment company says we are allowed to. We are a large enough firm to have access to a broad universe of investment options and we continue to analyze the investments available. We compare past performance, internal expenses, market correlation, etc. when comparing potential investments. We are independent so we perform our own analysis rather than relying on the guidance of a parent-company.

We review all of our investment portfolios and investment holdings on a daily basis. We subscribe to the best independent research, in our eyes, that is available today. Using our independent research, we have created and follow a dedicated investment research process that helps us decide which investments are in or out of favor and make changes accordingly.

Because we have no upfront commissions, back-end commissions, transaction fees, or short-term redemption fees through our custodian, TD Ameritrade, all of our investment moves are made in our client’s best interest.

We review each investment’s performance track record and we pay extra special attention to performance during down periods in the market. How did it perform in the dot-com bubble, the financial crisis, or the Coronavirus crash?  Most importantly we want to make certain it is positioned to do well moving forward given the current market climate and what our independent research tells us. We compare our independent research and our current holdings every day to see if any buy or sell transactions are prudent.

One of our goals as a firm was to become more nimble in our portfolio management because we felt global stock and bond markets were on the verge of increased volatility. When it comes to our managed portfolios, we feel that we have achieved our objectives. That being said, some portfolios are more flexible and nimble than others, so if you would like to discuss your investments with us, we would be happy to help. Just give us a call.