Working With PeopleYou Trust
We're an independent, family-owned firm bringing comprehensive financial planning to working families across Southeast Michigan. Your financial security is our legacy.
Our Story & Mission
Located in Sterling Heights, Michigan, Summit Financial Consulting, LLC is a registered investment advisory firm built on a simple belief: every family deserves access to comprehensive financial planning, not just the wealthy.
For over 20 years, we've watched as working families have been served by disconnected salespeople selling individual products – an investment here, insurance there, a tax return somewhere else. Meanwhile, high net worth individuals have always had access to holistic planning with teams of professionals working together.
"We believe the working-class families who need comprehensive planning the most shouldn't have to piece together their financial future from multiple sources. They deserve the same concierge level of service, just scaled to their needs."
— The Summit Family
That's why we created Summit Financial Consulting, LLC – to bring institutional-quality financial planning to the families of Southeast Michigan. We serve clients in Shelby Township, Macomb, Rochester, Washington, and throughout the region with the same fiduciary responsibility and comprehensive approach regardless of their net worth.
Independent
Family-owned with no corporate influences
Fiduciary
Legally required to act in your best interest
Comprehensive
Complete planning, not product sales
Accessible
Serving all families, not just the wealthy
The Summit Absolutes
These eight principles guide every decision we make and every recommendation we provide. They're not just policies, they're promises to you.
Independent Firm
We are an independent, private, family-owned investment firm with no external corporate influences. This freedom allows us to choose the best products for our clients without bias.
Customer Service Priority
Customer service is our #1 priority. Our staff is trained to cater to your preferences and provide the best possible experience throughout your financial journey.
Fiduciary Responsibility
We have a fiduciary responsibility to our clients, requiring us to do what's in your best interest, not just what's 'suitable' for you.
Comprehensive Financial Planning
We prepare complete financial plans based on facts, not opinions. Every recommendation is provided in writing and explained clearly so you understand your options.
Client-Centered Compensation
Our focus is on what's best for our clients, not what's best for our compensation. Your success is our success.
Holistic Wealth Management
We ensure the most important parts of your estate are addressed by examining 13 key wealth management issues, providing truly comprehensive planning.
Referral-Based Business
Word of mouth has been our biggest advocate for over 20 years. Our growth comes from satisfied clients who trust us with their friends and family.
Clean Professional Record
No member of our team has ever had a mediation, arbitration, or lawsuit with regulatory bodies. Our ethical conduct speaks for itself.
Our Promise to You
These absolutes are the foundation of every client relationship. When you work with Summit, you're working with a team that puts your interests first, always.
Meet the Summit Family
Generations working together to serve yours. Our team combines decades of experience with fresh perspectives to provide comprehensive financial guidance for your family.
Robert L. Wink Jr.
Co-Founder & Senior Advisor
A mechanical engineer turned financial planner, Robert founded Summit to help families achieve financial security. With decades of experience, he enjoys working alongside his sons to serve the community.
Kenneth R. Wink
Co-Founder & Chief Compliance Officer
Ken prepared his first tax return in high school and never looked back. A Michigan State graduate, he ensures Summit maintains the highest standards of compliance and ethics.
James D. Wink
Senior Advisor & Head of Investment Trading
James brings extensive expertise in securities and insurance to guide clients through complex investment decisions. He's passionate about coaching youth sports and community involvement.
Zachary A. Bachner, CFP®
Advisor & Director of Financial Planning
Zach's comprehensive approach to financial planning helps clients navigate their complete financial picture. As a CERTIFIED FINANCIAL PLANNER® professional, he brings analytical expertise and personal attention to every client relationship.
James C. Baldwin
Financial Advisor
James combines his Michigan State education with real-world experience from DTE Energy and Fiat-Chrysler to provide practical financial guidance. He brings fresh perspectives and energy to the Summit team.
Daniel Ladzinski
Financial Advisor
A summa cum laude graduate from Hillsdale College, Daniel brings academic excellence and a passion for helping families succeed. His multi-instrumental talents reflect his attention to detail and dedication.
A Legacy of Trust & Excellence
20+
Years of Service
Zero
Complaints or Lawsuits
Ready to Work With People You Trust?
Join the Summit family and experience the difference of working with advisors who truly put your interests first. Schedule your complimentary consultation today.
Start Your Journey
Visit Us
Sterling Heights, Michigan
Serving Shelby Township, Macomb, Rochester, Royal Oak, and all of Southeast Michigan
Call Us
Email Us
info@summitfc.net
Office Hours
Monday - Friday: 9:00 AM - 5:00 PM
Why Choose Summit?
Complimentary Initial Consultation
Complimentary and no obligation. Just an honest conversation about your financial goals.
Comprehensive Analysis
We'll review your complete financial picture and identify opportunities for improvement.
Personalized Strategy
Receive a customized plan designed specifically for your unique situation and goals.
Ongoing Partnership
We're with you every step of the way, adjusting your plan as your life evolves.