Record Inflation: How to Prepare for Rising Costs

Record Inflation: How to Prepare for Rising Costs

We have continued to see a drastic increase in prices over the past couple of months, as the March Consumer Price Index report showed an annual increase of 8.50% and we just received April’s 8.30% report. This slight slowdown could potentially signal that the worst is...
Stock Market Commentary May 2022

Stock Market Commentary May 2022

Dear Friends and Clients, Before we provide an update on the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you.  For example: 3.60% Guaranteed for...
Fiduciary vs. Financial Advisor: What’s the Difference?

Fiduciary vs. Financial Advisor: What’s the Difference?

  The term Fiduciary has become more prevalent in recent years due to the latest regulation changes. Dodd-Frank Act, SEC’s Regulation Best Interest, and DOL’s Fiduciary Rule are all examples of recent legislation attempts at defining the roles and...
Monetary Policy and the Federal Reserve Meeting

Monetary Policy and the Federal Reserve Meeting

One of the hottest financial topics lately has been the Federal Reserve and their upcoming tightening policy schedule. However, in order to really understand the impact of interest rate hikes, it is essential to review the basis of fiscal policy and monetary policy....
Stock Market Commentary April 2022

Stock Market Commentary April 2022

Before we provide an update on the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you. For example: 3.15% Guaranteed for five years Tax deferral...
Would You Benefit from a Roth IRA Conversion?

Would You Benefit from a Roth IRA Conversion?

  When planning your retirement income, limiting taxable consequences is a priority. A Traditional IRA or 401(k) provides pre-tax retirement savings, which trigger income taxes whenever a withdrawal is made. On the other hand, a Roth IRA offers after-tax savings...