Happy New Year! As we turn the page on the calendar and start a fresh chapter in 2024, it’s natural to look both forward and back. We hope your holiday season was filled with joy and family, and now we turn our attention to some important financial matters,...
Seasonal trends can be identified across various economic industries, and these trends correlate to when businesses may be growing or slowing on a recurring basis year after year. Consider how electricity companies typically see a surge in demand during summer months...
While creating retirement plans for our clients, we always make sure to share the potential costs of long-term care (LTC) services. As with all medical expenses, the costs for this care are rapidly rising and can easily be one of the largest expenses you may encounter...
IRA to ROTH IRA Conversions Each year, we recommend that our clients consider converting money from an IRA to a Roth IRA. Because of our national debt, we believe that taxes will need to be raised in the future, and tax brackets will correspondingly be worse. If you...
Buying a home is one of life’s most significant milestones. Whether you are buying your first home or have been through this process before, there are a few budgeting tips that we want to address. These tips can help you prevent surprises and stay on track so...
Planning for your future retirement income needs is one of the most challenging financial tasks you will face. There is a lot of uncertainty surrounding the future of the economy, as well as your potential life expectancy. Some factors, such as market performance,...
