How to Negotiate a Raise: Tips for Successful Salary Negotiation

May 13, 2023

Employees should never be afraid to ask for a raise if they feel their current pay does not reflect their hard work and contributions to the company. It is important to come prepared to the conversation with a target amount in mind, especially if this can be supported...

Understanding Dividends: Qualified vs. Non-Qualified and Their Tax Implications

Apr 25, 2023

Qualified Dividends receive preferential tax treatment as they are taxed as capital gains.  Non-Qualified Dividends do not receive any additional tax benefit and are taxed as ordinary income.  The majority of dividends that are paid out by companies will be considered...

Recommended Books for Personal Finance

Apr 8, 2023

Are you looking to take control of your finances and learn more about personal finance? Look no further! This month, we’ve curated a list of our most recommended books. With so many great resources available, we understand it can be overwhelming to choose where...

Difference Between Secured and Unsecured Debt

Mar 30, 2023

The two main types of debt are Secured and Unsecured. The interest rate received and the tax deductibility of the interest are two primary ways to evaluate the quality of debt.  It is hard to retire with a large amount of debt, so we typically recommend clients avoid...

Biden’s Proposed Budget and Tax Plan: Impact on Deficit and Ultra-Wealthy

Mar 14, 2023

The proposed budget could decrease the nation’s deficit by $3 trillion within the next ten years if approved. The main focus of the debate is the areas of increased taxation to offset increases in budget expenses. It is unlikely this proposition will pass the...