What Is an Initial Public Offering (IPO) and How It Impacts Investors

What Is an Initial Public Offering (IPO) and How It Impacts Investors

Not every company is publicly traded, so you may not easily be able to buy shares of their stock.  A company must go through a process called an Initial Public Offering, or IPO, if they want their shares to be publicly traded.   We believe companies decide to go...
Avoiding the Most Common Financial Planning Mistakes

Avoiding the Most Common Financial Planning Mistakes

We believe effective budgeting is one of the most important components of a financial plan, yet the task is often overlooked.  We have seen that some individuals delay investing towards their financial future because they do not understand the power of compounding...
Comparing Debt Repayment Strategies: Snowball vs. Avalanche

Comparing Debt Repayment Strategies: Snowball vs. Avalanche

We believe debt can have a strong negative influence on your financial plan for two main reasons. First, the money that is being charged in the form of interest is being paid to the lender rather than being kept for another potential financial goal. The more debt you...