The Basics of Budgeting 101

The Basics of Budgeting 101

The first step towards a successful financial future is creating a budget. Without a budget, there is no foundation for a financial plan. This article will discuss our 5-step budgeting process and highlight some of the common issues we see.   Step 1: Calculate...
What is the Time Value of Money?

What is the Time Value of Money?

Everyone recognizes the phrase, “a penny saved is a penny earned.” And while this quote is typically considered a way to view savings vs. spending, this phrase explains this article’s topic. A penny invested can undoubtedly grow and earn a penny in terms of investing....