In a previous post, we discussed the topic of long-term care planning and the options available to help cover potential long-term care expenses. In this post, we will focus on Activities of Daily Living (ADLs) and how they are used to determine eligibility for...
Happy New Year! As we turn the page on the calendar and start a fresh chapter in 2024, it’s natural to look both forward and back. We hope your holiday season was filled with joy and family, and now we turn our attention to some important financial matters,...
We have discussed the Santa Claus Rally in a previous blog post, and we suggest reviewing this previous content before we dig deeper into Market Seasonality below. The Santa Claus Rally is perhaps one of the most common examples of Market Seasonality, and considering...
While creating retirement plans for our clients, we always make sure to share the potential costs of Long-Term Care (LTC) services. As with all medical expenses, the costs for this care are rapidly rising and can easily be one of the largest expenses you may encounter...
IRA to ROTH IRA Conversions Each year, we recommend that our clients consider converting money from an IRA to a Roth IRA. Because of our national debt, we believe that taxes will need to be raised in the future, and tax brackets will correspondingly be worse. If you...
Home ownership is a large financial milestone, and whether you are buying your first home or have been through this process before, there are a few budgeting tips that we want to address. These tips may help prevent surprises you may encounter, and this could allow...
