How to Diversify Your Retirement Income: Strategies for Reducing Risk

How to Diversify Your Retirement Income: Strategies for Reducing Risk

Planning for your future retirement income needs may be one of the toughest financial tasks you will face. There is a lot of uncertainty around the future of the economy as well as your potential life expectancy. There are some factors that are out of your control,...
Stock Market Commentary November 2023

Stock Market Commentary November 2023

Health Insurance Open Enrollment: Summit Health Services is now offering appointments to review any health insurance questions you may have. They can quote a large number of available options to make sure you have the best plan for your specific needs. Call us today...
Designations Matter: Why I Pursued my CFP® Certification

Designations Matter: Why I Pursued my CFP® Certification

Every profession has designations that reward hard work and dedication. For example, personal accountants often pursue their Certified Public Accountant (CPA) designation. In our industry, one such designation is the CERTIFIED FINANCIAL PLANNER™ certification. The...
Exploring the Potential of Annuity Income in Retirement

Exploring the Potential of Annuity Income in Retirement

It is becoming increasingly common for employers to no longer offer pension benefits for retirement. Pensions are very costly to the employer as wages continue to rise and life expectancy continues to extend longer. This means that the employer may be forced to set...
Stock Market Commentary October 2023

Stock Market Commentary October 2023

Update on TD Ameritrade to Charles Schwab Conversion The transition finally occurred this month! Please note you will receive a statement from TD Ameritrade this month showing a zero balance with a transfer out, and then you’ll see a Schwab statement showing a...
Budgeting for Bucket List Travel: Lessons from Our Trip to Italy

Budgeting for Bucket List Travel: Lessons from Our Trip to Italy

My wife and I always had a trip to Italy at the very top of our bucket list. We were finally able to accomplish this during the summer, and it lived up to every one of our expectations. We learned a lot about the country, ourselves, and what it takes to prepare for a...