Stock Market Commentary December 2023

Stock Market Commentary December 2023

IRA to ROTH IRA Conversions Each year, we recommend that our clients consider converting money from an IRA to a Roth IRA. Because of our national debt, we believe that taxes will need to be raised in the future, and tax brackets will correspondingly be worse. If you...
Budgeting for a Home Purchase: What You Need to Know

Budgeting for a Home Purchase: What You Need to Know

Buying a home is one of life’s most significant milestones. Whether you are buying your first home or have been through this process before, there are a few budgeting tips that we want to address. These tips can help you prevent surprises and stay on track so...
How to Diversify Your Retirement Income: Strategies for Reducing Risk

How to Diversify Your Retirement Income: Strategies for Reducing Risk

Planning for your future retirement income needs is one of the most challenging financial tasks you will face. There is a lot of uncertainty surrounding the future of the economy, as well as your potential life expectancy. Some factors, such as market performance,...
Stock Market Commentary November 2023

Stock Market Commentary November 2023

Health Insurance Open Enrollment: Summit Health Services is now offering appointments to review any health insurance questions you may have. They can quote a large number of available options to make sure you have the best plan for your specific needs. Call us today...
Designations Matter: Why I Pursued my CFP® Certification

Designations Matter: Why I Pursued my CFP® Certification

Every profession has designations that reward hard work and dedication. For example, personal accountants often pursue their Certified Public Accountant (CPA) designation. In our industry, one such designation is the CERTIFIED FINANCIAL PLANNER™ certification. The...
Exploring the Potential of Annuity Income in Retirement

Exploring the Potential of Annuity Income in Retirement

In the past, annuities have earned a harsh reputation. This is due to untrustworthy salespeople pushing products on investors in order to simply earn a commission. As fiduciaries, we are required by law to do what is in the best interest of the client, regardless of...