TD Ameritrade Merger and Transition to Charles Schwab Platform Since Charles Schwab announced the merger with TD Ameritrade on November 25, 2019, we have communicated to you the many stages of this process. We are approaching the final stage, where the transition of...
Effective budgeting is one of the most critical components of a financial plan, yet the task is often overlooked. Many individuals delay investing towards their financial future because they do not understand the power of compounding interest. Estate planning can be...
Debt can have a crippling effect on a financial plan, so it is important to identify the wrong types of debt and pay them off quickly. The Debt Snowball method focuses on paying off your smallest debt first and then adding those payment amounts to the next smallest...
The Debt Ceiling Drama: A Critical Juncture The Debt Ceiling is the maximum amount of money the U.S. Treasury can borrow. Increasing the Debt Ceiling allows the government to pay for obligations like Social Security, government employee wages, and military spending....
Employees should never be afraid to ask for a raise if they feel their current pay does not reflect their hard work and contributions to the company. It is important to come prepared to the conversation with a target amount in mind, especially if this can be...
Recent Bank Failure: What Happened and Why? This month, we unfortunately had another bank failure brewing. It was announced that First Republic Bank was seized by regulators, and the bulk of the assets were purchased by JPMorgan, thankfully avoiding another major...
