Build Back Better Bill, Tax, and your Roth IRA Conversion

Build Back Better Bill, Tax, and your Roth IRA Conversion

The draft of the Build Back Better (BBB) bill approved by the House on November 19th has many potential benefits to the middle class, but it also creates tax laws that affect 401K, IRA, and Roth IRA, investors.  It has not been approved by the Senate or signed by...
Santa Claus Rally: Real or Fairytale?

Santa Claus Rally: Real or Fairytale?

Do you believe in Christmas miracles? The stock market seems to believe based on the seasonal trend at the turn of the new year. This seasonal event is referred to as the Santa Claus Rally. This term refers to the positive stock market performance observed after the...
Emergency Fund: Why You Need One in 2022

Emergency Fund: Why You Need One in 2022

Maybe you have heard of the phrase “Emergency Fund” before but don’t know exactly what it means. This article will outline the benefits of an emergency fund, how to create one, and why we believe COVID-19 stressed the significance of being financially prepared . An...
Understanding the New Infrastructure Bill

Understanding the New Infrastructure Bill

The infrastructure bill, which President Biden signed into law Monday, is being called a “once-in-a-generation” spending measure. So, what’s inside this bill, and what is it going to cost? Infrastructure is often referred to as the foundation of our...
How Budgeting is Key to a Successful Financial Plan

How Budgeting is Key to a Successful Financial Plan

Budgeting is the foundation of every successful financial plan. A budget helps you identify sources of income and expenses, which allows you to manage your cash flow accordingly. The goal of budgeting is to maximize your net cash flow by increasing your income sources...
What Earnings Season Means for Investors

What Earnings Season Means for Investors

You may have heard the phrase “Earnings Season” before and may not have known what or when this event occurs. Earnings Season refers to the time of the quarter when publicly traded companies release their financial statements and performance reports. The...