Stock Market Commentary July 2022

Stock Market Commentary July 2022

Stocks slide to close worst first half in 52 years: S&P 500 plunges 20.6% YTD, 8.4% in June. US stocks fell last month, with the major averages logging steep declines for the month of June, the second quarter, and the first half of 2022 as concerns over heightened...
Annuities vs. Life Insurance: How To Choose What’s Right for You

Annuities vs. Life Insurance: How To Choose What’s Right for You

Life Insurance is a product solution used to provide a death benefit to heirs after the death of the insured. There are a variety of reasons to purchase life insurance, but two of the most frequent reasons are to replace the loss of income or to pay off debt.   This...
How Do Bull Markets and Bear Markets Differ?

How Do Bull Markets and Bear Markets Differ?

If you have ever been to New York City, specifically the financial district, you probably saw the iconic Bull vs. Bear statue. This Wall Street symbol categorizes the two extremes of market trends known as Bull Markets vs. Bear Markets.     Bull vs. Bear...
Stock Market Commentary June 2022

Stock Market Commentary June 2022

Dear Friends and Clients, Before we update the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you. For example: 4.05% Guaranteed for 5 years or...
Do Charitable Gifts Have Tax Benefits?

Do Charitable Gifts Have Tax Benefits?

Many people decide to donate to charities out of the kindness of their heart, while some decide to donate in order to receive certain financial benefits. The most common benefit is the income tax deduction associated with charitable donations. However, there may be...
Record Inflation: How to Prepare for Rising Costs

Record Inflation: How to Prepare for Rising Costs

We have continued to see a drastic increase in prices over the past couple of months, as the March Consumer Price Index report showed an annual increase of 8.50% and we just received April’s 8.30% report.   Is Inflation Peaking, or Could It Rebound? This slight...