The stock market performance in the past has led many to believe Index Funds are the best investment option. Index Funds are investment products designed to track the performance of an underlying asset class. For example, an S&P 500 index fund would provide...

What Is the Fear vs Greed Index? There are a variety of ways that financial analysts try to predict the future movements of the markets. One strategy is to use the market's current emotional state to forecast the next market trend. Barron Rothschild coined a famous...

Special Note about TD Ameritrade Statements and Confirmations Suppose you recently started receiving additional mail from TD Ameritrade. In that case, it may be because you haven’t logged into your online account and confirmed your mailing preferences since TD...

Transitioning from our previous discussion on estate planning, we will be looking at various types of insurance over the next few months. Overall, insurance is a risk management process. Risk is managed by buying the insurance policy to protect against a financial...

The real estate market has been extremely strong for the past few years, but things have started to change. The beginning of the COVID-19 pandemic created a large amount of built-up demand for homes as no one could move during the lockdown. The vast number of buyers...

Stocks slide to close worst first half in 52 years: S&P 500 plunges 20.6% YTD, 8.4% in June. US stocks fell last month, with the major averages logging steep declines for the month of June, the second quarter, and the first half of 2022 as concerns over heightened...

Life Insurance is a product solution used to provide a death benefit to heirs after the death of the insured. There are a variety of reasons to purchase life insurance, but two of the most frequent reasons are to replace the loss of income or to pay off debt.   This...

If you have ever been to New York City, specifically the financial district, you probably saw the iconic Bull vs. Bear statue. This Wall Street symbol categorizes the two extremes of market trends known as Bull Markets vs. Bear Markets.     Bull vs. Bear...

Dear Friends and Clients, Before we update the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you. For example: 4.05% Guaranteed for 5 years or...

Many people decide to donate to charities out of the kindness of their heart, while some decide to donate in order to receive certain financial benefits. The most common benefit is the income tax deduction associated with charitable donations. However, there may be...

We have continued to see a drastic increase in prices over the past couple of months, as the March Consumer Price Index report showed an annual increase of 8.50% and we just received April’s 8.30% report.   Is Inflation Peaking, or Could It Rebound? This slight...

Dear Friends and Clients, Before we provide an update on the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you.  For example: 3.60% Guaranteed for...

The term Fiduciary has become more popular in recent years due to the latest changes in regulation. Dodd-Frank Act, SEC’s Regulation Best Interest, and DOL’s Fiduciary Rule are all examples of recent legislation attempts at defining the roles and responsibilities of...

One of the hottest financial topics lately has been the Federal Reserve and their upcoming tightening policy schedule. In order to really understand the impact of interest rate hikes, it is important to review the basis of fiscal and monetary policy. Both types of...

Before we provide an update on the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you. For example: 3.15% Guaranteed for five years Tax deferral...