Dollar Cost Averaging is the technique of systemically funding and investing savings based on a recurring timeframe.  This strategy is used to avoid complications with attempting to time market bottoms and tops.  We also believe this is a beneficial strategy from a...

Perform exceptionally well at your current employer and be rewarded with an appropriate raise.  Always be looking for another employment opportunity that includes higher pay. Pick up a second job or acquire a passive income stream to supplement your current income....

SPECIAL NOTE ABOUT TD AMERITRADE STATEMENTS AND CONFIRMATIONS: If you recently started receiving additional mail from TD Ameritrade, it may be because you haven't logged into your online account and confirmed your mailing preferences since TD Ameritrade and Charles...

The recent high in inflation has many economists and everyday citizens wondering if we are headed to the next recession. Two consecutive quarters of negative GDP reports signal a recession by the traditional definition, so we have technically entered a recession....

As a result, student loan payments have been deferred again until December 31, 2022. Middle to low-income families may be eligible for up to $10,000 of forgiveness and $20,000 for those who received Pell Grants during college.  Revamp the current loan system to be...

SPECIAL NOTE ABOUT TD AMERITRADE STATEMENTS AND CONFIRMATIONS: If you recently started receiving additional mail from TD Ameritrade, it may be because you haven't logged into your online account and confirmed your mailing preferences since TD Ameritrade and Charles...

The stock market performance in the past has led many to believe Index Funds are the best investment option. Index Funds are investment products designed to track the performance of an underlying asset class. For example, an S&P 500 index fund would provide...

What Is the Fear vs Greed Index? There are a variety of ways that financial analysts try to predict the future movements of the markets. One strategy is to use the market's current emotional state to forecast the next market trend. Barron Rothschild coined a famous...

Special Note about TD Ameritrade Statements and Confirmations Suppose you recently started receiving additional mail from TD Ameritrade. In that case, it may be because you haven’t logged into your online account and confirmed your mailing preferences since TD...

Transitioning from our previous discussion on estate planning, we will be looking at various types of insurance over the next few months. Overall, insurance is a risk management process. Risk is managed by buying the insurance policy to protect against a financial...

The real estate market has been extremely strong for the past few years, but things have started to change. The beginning of the COVID-19 pandemic created a large amount of built-up demand for homes as no one could move during the lockdown. The vast number of buyers...

Stocks slide to close worst first half in 52 years: S&P 500 plunges 20.6% YTD, 8.4% in June. US stocks fell last month, with the major averages logging steep declines for the month of June, the second quarter, and the first half of 2022 as concerns over heightened...

Life Insurance is a product solution used to provide a death benefit to heirs after the death of the insured. There are a variety of reasons to purchase life insurance, but two of the most frequent reasons are to replace the loss of income or to pay off debt.   This...

If you have ever been to New York City, specifically the financial district, you probably saw the iconic Bull vs. Bear statue. This Wall Street symbol categorizes the two extremes of market trends known as Bull Markets vs. Bear Markets.     Bull vs. Bear...

Dear Friends and Clients, Before we update the market and our TD Ameritrade portfolios, we wanted to quickly mention that if you have money sitting on the sidelines, we have access to many options that may interest you. For example: 4.05% Guaranteed for 5 years or...