Budgeting is the foundation of every successful financial plan. A budget helps you identify income and expense sources, allowing you to manage your cash flow accordingly. Budgeting aims to maximize your net cash flow by increasing your income sources or reducing...

You may have heard "Earnings Season" before and may not have known what or when this event occurred. Earnings Season refers to the time of the quarter when publicly traded companies release their financial statements and performance reports. The term "Earnings" refers...

By now, you've probably heard the story about the historic "short squeeze" of GameStop's stock. While many successful investors profit when stocks rise in value, some investors bet on the opposite—profiting from a stock's decline in value. As a result, short Selling...

How to Analyze Today's Stock Market Report   Many factors are at play as we look to analyze today's stock market report. In September, the tech-heavy Nasdaq index dropped 5.3%, and the S&P 500 fell 4.8%, which was their most significant monthly drop since...

The future financial status of the Social Security program is a popular topic of debate. Each year, the Trustees of the Social Security trust report on the programs’ current and projected financial status. The annual report has many questioning, will Social Security last? 

Net Worth is often an important topic among investors and businesses. This calculation is used to determine the value of the individual or company and is used to monitor financial progress. First, net worth looks at the overall financial picture. This is calculated by...

Today’s Market News: What You Need to Know Many factors are at play as we look to today’s market news. In August, the Dow Jones Industrial Average gained 1.2% (Source:  https://www.cnbc.com/2021/new08/30/stock-market-futures-open-to-close-news.html), and our...

President Biden’s election campaign focused heavily on the potential for tax reform. President Biden promised that income taxes should not increase for the lower or middle class throughout the campaign. Although the government has failed to pass any official tax...

Dividend investing is a common practice among stock market investors, especially those with lower risk tolerance. However, to truly understand dividends, it is essential to consider the variables. As part of our Personal Financial Planning 101 series, this article...

Cryptocurrencies have been a hot topic over the past few years, but the excitement seems to have exploded in 2021. Bitcoin, Ethereum & Dogecoin are just some of the hottest names in this new and potentially revolutionary industry. Everyone seems to be either...

Today’s Market Report: What You Need to Know Many factors are at play as we look to today's market report. In June, the Dow Jones and many Energy stocks were negative, while Technology stocks and the S&P 500 were positive.  Overall, it was a mixed month for the...

Capital gains taxes are all over the news in recent days, but not all capital gains are taxed equally. To better understand capital gains tax, it is essential to consider the variables. If you have been following our recent blog postings, you may have noticed we have...

Continuing our current discussion, we will be looking at various types of insurance over the next few months. Overall, insurance is a risk management process. Risk is managed by buying the insurance policy to protect against a financial loss event. We will cover the...

The recent news regarding GameStop, AMC, Blackberry, etc., has many individuals wondering, "What is a Meme Stock?" This question has led to various debates by investors of all experience levels. Today we cover the primary details regarding the recent Meme Stock frenzy...

Many factors are at play as we look to analyze today’s market. The major indexes were positive in May, but technology and other growth stocks continued to underperform.  The technology-heavy Nasdaq lost 1.53% in May, while the S&P 500 index was positive 0.55%. ...